International Health Insurance

From Maritime International Ltd.

Established in 1990, Maritime International Ltd. is one of the oldest and most trusted offshore service providers. We are pleased to be authorized agents for BUPA International health and medical insurance.
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INTERNATIONAL LIFELINE HEALTH INSURANCE FOR INDIVIDUALS & FAMILIES

WHAT IS COVERED?

Under the Lifeline plans BUPA International covers specialist medical treatment of acute conditions:

  • Cover for both emergency and non-emergency treatment.
  • Cancer treatment is covered in full.
  • Cover for psychiatric conditions (after two years' membership).
  • Cover for sports injuries.
  • Drug treatment coverage for HIV/AIDS up to £10,000 per year (after five years' membership).
  • Hospice and palliative care up to £20,000.
  • All eligible qualifying hospital treatment and accommodation bills, up to the yearly maximum per person.

In addition to these, outpatient treatment, maternity costs, wellness checks (after one year's membership) and family doctor treatment, may be covered depending on the level of cover purchased. The table below provides a detailed comparison of the benefits available for the different levels of Lifeline cover.

WHAT IS NOT COVERED?

  • Chronic conditions: longterm conditions that can not be treated, but can only be managed are not covered. Examples are diabetes, asthma and hypertension.
  • Pre-existing conditions: any condition that you have when you join, or which you have suffered from in the past and which may recur is not covered. Congenital conditions are also excluded.
  • Physiological changes: naturally occurring conditions caused by puberty or ageing are not covered.
  • Allergies: neutralisation of allergies is not covered.
  • Treatment in the USA: this is not covered unless you have purchased USA cover.
  • Please review Assistance Cover options for details.

COMPARISON OF LIFELINE PLAN BENEFITS

BENEFITS ESSENTIAL CLASSIC GOLD
Annual Overall Maximum Cover   £500,000, US$900,000, €750,000   £750,000, US$1,200,000, €1,000,000   £1,000,000, US$1,600,000, €1,500,000
OUT-PATIENT CHARGES            
Consultants’ fees for consultations   Not Covered   up to £3,000, US$4,800, €4,500 each year   up to £3,000, US$4,800, €4,500 each year
Pathology, X-rays and diagnostic tests      
Costs for treatment by therapists and
complementary medicine practitioners
     
Consultants’ fees and psychiatric fees
for psychiatric treatment (after
two years’ membership)
     
Family doctors’ fees     Not covered  
Mammogram, PAP smear, prostate and
colon screening, each year up to (after one year’s membership)
  £500, US$900, €750   £500, US$900, €750   £500, US$900, €750
Out-patient surgical operations   Full refund   Full refund   Full refund
MRI, CT and PET scans   Full refund   Full refund   Full refund
Cancer tests, drugs and consultants’
fees for oncology
  Full refund   Full refund   Full refund
IN-PATIENT CHARGES            
Hospital accommodation, nursing care, drugs and dressings   Full refund   Full refund   Full refund
Surgeons', anaesthetists' and physicians' fees   Full refund   Full refund   Full refund
Theater charges and intensive care   Full refund   Full refund   Full refund
Pathology, x-rays, MRI, CT and PET scans, diagnostic tests and physiotherapy   Full refund   Full refund   Full refund
Cancer tests, drugs and consultants' fees for oncology   Full refund   Full refund   Full refund
Parent accommodation (staying with a child under 18)   Full refund   Full refund   Full refund
Psychiatric treatment (after two years' membership)   Full refund   Full refund   Full refund
OTHER BENEFITS            
Emergency local road ambulance related to day-case or in-patient treatment   Full refund   Full refund   Full refund
Prescribed drugs and dressings each year, up to   Not covered   Not covered   £600, US$960, €900
Maternity each year up to (available after 10 months membership)   Not covered   £3,000, US$5,500, €4,500   £5,000, US$9,000, €7,500
Accident-related dental treatment each year, up to   Not covered   Not covered   £400, US$700, €600
Home nursing   £100, US$160, €150 per night up to a maximum of 10 nights   £100, US$160, €150 per night up to a maximum of 20 nights   £100, US$160, €150 per night up to a maximum of 30 nights
In-patient cash benefit   £75, US$120, €110 per night up to a maximum of 20 nights   £75, US$120, €110 per night up to a maximum of 20 nights   £75, US$120, €110 per night up to a maximum of 20 nights
AIDS/HIV including ART, up to   Not covered   £10,000, US$18,000, €15,000   £10,000, US$18,000, €15,000
Hospice and palliative care, up to   £20,000, US$36,000, €30,000   £20,000, US$36,000, €30,000   £20,000, US$36,000, €30,000
Healthline (medical information and advice telephone service)   Included   Included   Included
OPTIONAL ASSISTANCE COVER   Full refund   Full refund   Full refund

All information provided in these pages is correct to the best of our knowledge as a BUPA International Intermediary. Maritime International Limited accepts no responsibility for any errors or omissions that may be present. All information, pricing and exchange rates are subject to change without notice. The only official documentation on your policy and premiums is that contained in the policy issued to you by BUPA International and is subject to the terms, conditions and exclusions set forth by BUPA International.

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Maritime International Ltd.
BUPA International Broker #6297
Registered Office:
306 Victoria House
Victoria, Mahe, Seychelles
Telephone: +1 (268) 461-2024
Fax: +1 (268) 462-2718
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International health insurance - offshore client services since 1990.